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Member-Owned Group Captives

For companies willing to invest the effort to proactively manage their risks, group captives offer a compelling way to lower their total cost of risk (including insurance costs). 

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Captive insurance companies, which are established to finance the risk of a parent group or groups and sometimes these groups’ customers, can provide advantages in risk management, insurance savings, wealth transfer and taxes. They are a form of alternative risk transfer used by major corporations, nonprofit organizations and medium-sized businesses.

How does a Group Captive Lower Cost?

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